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What is credit card processing fees?
Credit card processing fees are the total cost of accepting card payments. They are made up of three layers: interchange paid to the issuing bank, assessments paid to the card network, and markup paid to your payment processor. Card type, sales channel and pricing model all change the final rate.
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How to use the Credit Card Processing Fees Calculator
Key takeaways
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Interchange is usually the largest share of the fee and varies by card type.
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Card-not-present sales cost more than in-person sales because of higher fraud risk.
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Your effective rate equals total monthly fees divided by total card volume.
Frequently asked questions
Credit Fee Processing Calculator
Frequently asked questions
Home Page FAQ
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