Karza Technologies API Integration | FintegrationFS

Karza Technologies API Integration for Fintechs, NBFCs & Digital Banks

Deliver seamless onboarding, automated KYC, AML checks, and fraud prevention with FintegrationFS — India’s leading fintech API integration company.

At FintegrationFS, we help financial institutions implement Karza Technologies API Integration with secure, scalable, and audit-friendly architecture. Whether you’re building a digital lending app, a neobank, or an NBFC onboarding system, our engineering team ensures your KYC, AML, and risk workflows run smoothly end-to-end.

Why Karza Technologies API Integration Is Critical for Fintech Growth

Modern fintech products require fast, compliant digital onboarding that reduces fraud risk and improves conversion rates. Karza’s APIs power:

• Real-time identity verification

• PAN/Aadhaar validation

• CKYC lookup

• AML checks

• Fraud pattern detection

• Bank account verification

With our expertise, you can build digital onboarding API India workflows that outperform legacy systems and deliver instant customer approvals.

Our Karza API Integration Services

1. Complete Karza KYC API Setup

We integrate the full Karza KYC API suite, enabling:

• Aadhaar XML verification

• PAN verification

• Face match

• Address checks

• Bank statement parsing

  
  

  This ensures airtight identity validation for both new and existing users.

2. Identity Verification & Fraud Prevention

Our system architecture supports:

• Karza identity verification API

• Fraud detection API for NBFCs

• Geo-check & IP risk flags

• Device fingerprinting

• Watchlist + AML checks

We automate risk scoring and create a seamless onboarding experience with real-time feedback loops.

3. CKYC API Integration (India-specific)

We implement CKYC API integration India to help lenders and neobanks fetch KYC records instantly, reducing document collection time and improving approval quality.

4. AML Verification API Integration

We handle:

• Sanctions list checks

• PEPS/blacklist lookups

• Financial crime monitoring

• AML verification API India implementation

Ideal for platforms needing RBI & SEBI compliance.

5. Custom KYC Onboarding Flows for Fintechs

We build tailor-made KYC onboarding API for fintech journeys including:

• OCR data extraction

• Video KYC modular add-on

• Automated decision-making

• Re-attempt & fallback flows

All aligned with regulatory guidelines.

6. PAN & Aadhaar Verification API

Our engineers integrate PAN Aadhaar verification API into your onboarding systems with high accuracy, including:

• Aadhaar XML

• Masked Aadhaar

• PAN NSDL verification

• PAN–Aadhaar link check

7. Karza API Documentation Mapping & Workflow Planning

We analyze and validate Karza API documentation to create clear:

• Request/response mapping

• Webhook event flows

• Field-level validations

• Error-handling logic

• Retry strategies

import axios from "axios";

const KARZA_BASE_URL = "https://api.karza.in/v2";
const KARZA_KEY = process.env.KARZA_API_KEY;

// PAN Verification
export const verifyPAN = async (panNumber) => {
  try {
    const res = await axios.post(
      `${KARZA_BASE_URL}/pan`,
      { pan: panNumber },
      {
        headers: {
          "x-karza-key": KARZA_KEY,
          "Content-Type": "application/json",
        },
      }
    );
    return res.data;
  } catch (err) {
    console.error("PAN verification failed", err.response?.data);
    throw err;
  }
};

// Aadhaar XML Verification
export const aadhaarXMLVerify = async (xmlString) => {
  try {
    const res = await axios.post(
      `${KARZA_BASE_URL}/aadhaar/xml`,
      { xml: xmlString },
      {
        headers: { "x-karza-key": KARZA_KEY },
      }
    );
    return res.data;
  } catch (err) {
    console.error("Aadhaar verification failed", err.response?.data);
    throw err;
  }
};

Why FintegrationFS?

FintegrationFS is a trusted partner for leading fintechs, NBFCs, neobanks, and lenders. We bring:

• 100+ fintech API integrations delivered

• Expertise in risk scoring, underwriting & KYC systems

• RBI-compliant architecture

• SOC2-ready security standards

• End-to-end product development capabilities

We don’t just integrate APIs; we build complete onboarding engines that drive conversions and reduce fraud.

FAQs

1. What is Karza Technologies API Integration?

It is the process of embedding Karza’s KYC, AML, fraud, and identity verification services into your fintech platform.

2. How long does integration take?

A standard KYC integration takes 5–10 days; full onboarding workflows take 3–5 weeks.

3. Do I need CKYC integration?

Yes — CKYC dramatically reduces document collection friction and accelerates approvals.

4. Can Karza APIs detect fraud in real time?

Yes. Karza offers device checks, behavioral risk flags, blacklist/PEP alerts, and identity mismatch detection.

5. Can you integrate Karza APIs into existing mobile or web apps?

Absolutely. We support Android, iOS, web apps, CRMs, and NBFC backend systems.